Friday, June 8, 2007

I have a new goal!

Ok I have seriously got to start budgeting! Andrew makes decent money and although we have way to much debt we should do fine and be able to save. Well its not happening! So for the rest of the summer I'm going to do better. I'm going to go back to writing everything down in a planner and when its due along with how much is due instead of grabbing it up and paying it, or forgetting to pay it as I've been known to do way to much. Its really sad when they call for your payment and ask why its late and you have to say, "Ugh I forgot!" Especially when you have the money and you know you should have just wrote the check out and sent it or better yet put a stamp on it and mail it!! Not keep putting off going to the PO for stamps!

I've started paying most of my bills online so that I don't forget to send them off and its helped so much! I've just put in all the info for the online bill pay on my banks website! I've put doing that off for months now, so I'm sure once I start that I won't have any problems at all. I hope not anyway!!

I've never had problems keeping up my bills until I had kids. It seems after having them I've pretty much been horrible at everything!! Sometimes I wonder if I'm just getting plain lazy or if they actually do have my brain that frazzled. I often wonder if its not all the crazy hormone changes your body goes through after having a baby. I have to say though, lately I have actually been feeling more normal than I have in a very long while. Me normal, scary I know!!

The main thing that has brought on having to budget is vacation. Andrew will start his vacation on June 30th and go back on July 9th. We've always went to TN that week but not so sure we will this year. I've planned out all the bills and paydays up until the 28th and it seems we'll have plenty to spend (waste) but I'm not so sure I want to. We could stay home and do so much more with that money. (like put into savings, something we haven't done much of lately) But then again I'd feel horrible not taking the girls somewhere fun this year. Dang why does life have to be so complicated and full of decisions! lol Who knows what we'll end up doing, but I know I am so glad to feel like I'm actually me again! A big thanks to my girls for taking my sanity and a thanks to anyone who read this even though they were probably bored to tears!

2 comments:

Anonymous said...

I know the feeling, I hate bills!!! Lol and I believe alot of the forgetfulness has to come from being a mommy cause it seems like I can't remember anything anymore. And even if you all don't go anywhere we will still have to do something with the girls together even if it's just for the day cause you know how Meg and Aleah are, have to be together ALL the time lol!

Regina said...

I know what u mean, I hate fooling with the bills! We started paying alot of our bills online too, it really helps. I need to get it together too. Im awful at trying to save money. But its really hard to save when u got kids!